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Your goals. Your pace.Your friend
in finance.

Know when you'll reach your goals,
without having to think about money.

Join the waitlist
Opes app, playing a short journey. Home: your Japan trip is on track. Tap the Japan trip goal: £1,050 of £1,500, 70 per cent, £450 to go. Tap Ask Opes. Alex asks: How do I get to Japan sooner? Opes: You're 70% there ✈️ Just £450 to go. Your one-off spending was £429 last month. Halve that for two months and Japan's paid for. Alex: Which one-offs? Opes: Mostly shopping and a couple of big nights out. Here's the breakdown. Tap See my spending: the Insights screen highlights unusual spending of £429 as your Japan money. Illustrative figures.

Set it up once. Opes does the rest.

  1. Step 1: Connect your bank

    Read-only and secure.

  2. Step 2: Add your goals

    A trip, a flat, a safety net.

  3. Step 3: Get your dates

    When you'll get there.

  4. Step 4: Opes keeps watch

    And tells you if anything changes.

Where does it all go?

Opes sorts it all for you, so you can see what's slowing your goals down.

Opes app, Insights screen for September: £3,434.78 spent, split into fixed £2,484, usual £522 and unusual £429, with a spending-over-time chart. Illustrative figures.
Transaction: Domino's, eating out, £41. Illustrative figures.
Transaction: TFL, transport, £22. Illustrative figures.

Ask the questions you wouldn't ask your bank.

Honest answers, based on your own numbers. No judgement.

A young woman smiling at her phone on a lit city street at night
A smiling couple at home in the evening, planning together on a laptop

Saving with your partner or mates?

Agree who puts in what and see who's done their bit. The rest of your money stays private.

Your bank knows your money. Opes knows you.

Your bank tells you what you spent. Opes tells you what it means.

The serious bit.

Is my data safe?
Yes. You connect through an FCA-authorised Open Banking provider, so Opes never sees your login and can't move your money. Your data is encrypted and you can delete it whenever you want.
Is it financial advice?
No. Opes gives you guidance based on your numbers, the way a friend who knows money would. It isn't regulated financial advice.
When can I use it?
The beta starts in the UK on iPhone, a few people at a time. Join from anywhere and we'll tell you when it reaches you.
What does it cost?
Nothing. It's free.

Get in early.

We're letting people into the beta in small batches. Sign up now and you'll get in sooner.

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